Retire Safer 

If you were setting off on a voyage, to a place that you’ve never been but always dreamed about (like retirement), how would you prepare? You would want to enjoy yourself when you get there, and not be worried about unexpected problems ruining your fun. Your retirement is like that voyage. When you set off on that journey, you don’t want to have just enough to get by, but enough to enjoy yourself and not have to worry! 401k-PLUS could help you increase your money supply at retirement.

Let’s look at a simple example to see what effect a higher return can have:

Assume that two people, we’ll call them Employee #1 and Employee #2, each will retire in 20 years. They each contribute $100 every two weeks to their 401-k plans.

Employee #1 is like most people, and just makes contributions, not knowing what to do. They picked some funds for their contributions when they started, and never looked back. Still, they managed to earn a respectable 10% annually, on average, over the next 20 years.

Employee #2, however, takes charge of their future. They were willing to do a little more work, and managed to earn an average of 14% per year over the next twenty years.

So how much of a difference can just 4% per year make?

At the end of 20 years, Employee #1 would have an account balance of $76,569. Not bad, right? You might think so, until you saw Employee #2’s statement, which would show an account balance of $131,634! Employee #2 would have over 70% more money in their account!

401k-PLUS could be the tool you need to take charge of YOUR 401-k account. For only $9.95 a month, you could TAKE CHARGE of your retirement future! What are you waiting for? Sign up today!